Sukanya Samriddhi Account – Update: Daughter will get 65 lakhs, know how to take


Sukanya Samriddhi Account – Update : If you are thinking of investing in the coming days, then you can do it in post office savings schemes. You definitely get good returns in these schemes. Also, the money invested in this Sukanya Samriddhi Account is also completely safe. If the bank defaults, you get back only Rs 5 lakh. But this is not the case in the post office. Apart from this, investment can be started with a very small amount in the Sukanya Samriddhi Yojana of the post office.

Sukanya Samriddhi Account – Update

New Sukanya Samriddhi Account Update

Sukanya Samriddhi Account is also included in the small savings schemes of the post office. Let us know about this scheme in detail. The post office’s Sukanya Samriddhi Yojana offers an interest rate of 7.6 percent annually. This interest rate is applicable from 1st April 2020. Interest is calculated and compounded on an annual basis.

investment amount

Minimum Rs 250 and maximum Rs 1.5 lakh can be invested in Sukanya Samriddhi Yojana during a financial year. It has to be deposited in multiples of Rs.50. A lump sum amount can also be deposited in Sukanya Samriddhi Account. There is no limit on the number of deposits in a month or a financial year.

Under this Post Office Sukanya Samriddhi Yojana, parents can open an account in the name of girl child below the age of 10 years. Under this scheme, only one account can be opened in the name of the girl child in any post office or any bank in India. This Sukanya Samriddhi Account can be opened for a maximum of two girl children in the family. In case of twin girls or triplets, more than two accounts can be opened.

maturity

The account can be closed on maturity after 21 years from the date of opening of Sukanya Samriddhi Account under this scheme. Apart from this, the account can also be closed at the time of marriage after the girl turns 18. Deduction can be claimed under section 80C of the Income Tax Act on the amount deposited in the Sukanya Samriddhi Yojana of the post office. Under this section, the benefit of tax exemption is available on the maximum amount up to Rs 1.5 lakh.

If you also want to secure the future of your daughter, then by investing money in Sukanya Samriddhi Account, you can give her a new year gift. The parents who have a daughter below the age of 10 years in the house can take advantage of this Sukanya Samriddhi Yojana. You can also save tax by joining this scheme. Keeping in mind the better future of the daughters, the central government has started this scheme. In this scheme, you can open an account with a small amount.

Daughter’s future will be safe: Sukanya Samriddhi Account – Update

Actually, by joining Sukanya Samriddhi Yojana, you can improve the future of your daughter. Those whose age is less than 10 years, their parents can add a small amount every month to this Sukanya Samriddhi Account scheme, which will become a big fund in future.

Account opening is easy

The Central Government started this Sukanya Samriddhi Yojana in 2015 under the Beti Bachao-Beti Padhao campaign. You can open its Sukanya Samriddhi Account in any bank or post office. One can invest a minimum of Rs 250 annually in Sukanya Samriddhi Yojana and can deposit up to a maximum of Rs 1.5 lakh.

best interest

According to the data taken from the official website, you get 7.6% interest annually in Sukanya Samriddhi Yojana. The interest earned is credited at the end of each financial year. Money can be withdrawn from the account of Sukanya Samriddhi Yojana even before maturity under certain conditions. However, by doing so there will be some reduction in the benefits of Sukanya Samriddhi Account.

Also read – How To Open Post Office Saving Account: How To Open Post Office Savings Account, This Is The Complete Process

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