Invest once, you will get an annual pension of Rs 111000


Best Pension Scheme, invest once, you will get pension of Rs 111000 annually, see information : The elderly will have to make a lump-sum investment in the Vaya Vandana Yojana for pension. Every year on 1st April, the government revises the returns of this scheme after review. Pension can be taken on monthly, quarterly, half yearly or yearly basis. If you want to get pension every month by investing lump sum, then ‘Pradhan Mantri Vaya Vandana Yojana’ (PMVVY) is the government pension scheme for you. In fact, for senior citizens, their pension is a source of regular income, in such a situation, the Vaya Vandana scheme run by the government seems to be an attractive option for them.

Best Pension Scheme

Compared to all fixed deposits and pension schemes, ‘Pradhan Mantri Vaya Vandana Yojana’ is getting better interest. Although the interest rates of this scheme (PMVVY) have been cut due to the Corona crisis, but the interest rate has come down from eight per cent to 7.4 per cent now. In this, opting for annual pension gives an annual return of 7.66 percent.

lump sum investment (Best Pension Scheme,

The elderly will have to make a lump-sum investment in the Vaya Vandana Yojana for pension. Every year on 1st April, the government revises the returns of this scheme (PMVVY) after review. Pension can be taken on monthly, quarterly, half yearly or yearly basis. After the new amendments, the subscriber will have to invest a minimum of Rs 1.62 lakh for monthly pension. 1.61 lakh for quarterly pension, 1.59 lakh for half yearly pension and a minimum investment of Rs 1.56 lakh for annual pension.

The maximum monthly pension in the Vaya Vandana Yojana (Pradhan Mantri Vaya Vandana Yojana) will be Rs 9250. When there is a provision of getting quarterly pension of Rs 27,750, half yearly pension of Rs 55,500 and maximum annual pension of Rs 1,11,000. In this scheme (PMVVY), an investor can invest up to a maximum of Rs 15 lakh.

If you invest Rs 15 lakh in 2021, you will continue to get a fixed return of up to 7.4 per cent per annum till the year 2031. If the investor survives even after the policy period of 10 years then he will get back the invested amount. With the last installment of pension. On the other hand, if an investor dies during the term of the policy (PMVVY), then his nominee will get the full amount of the investment.

Who is the plan for?

Under the Pradhan Mantri Vaya Vandana Yojana, pension arrangements are made for the elderly. This plan has been kept under LIC. Being a pension scheme, it can be availed only after 60 years of age. Now the last date to join this scheme (PMVVY) is till March 2023.

There are many benefits of this pension scheme (PMVVY). For example, if the investor dies midway, the purchase price is returned to the nominee. The amount deposited by the investor at the time of purchasing the policy is returned after the completion of the tenor of 10 years. Loan facility is also available after 3 years of investment. Along with this, premature withdrawal is allowed under certain circumstances. The special thing is that there is no need for medical examination in this pension scheme (Pradhan Mantri Vaya Vandana Yojana).

what is helpline number

For more information about Pradhan Mantri Vaya Vandana Yojana, you can call on the number 022-67819281 or 022-67819290. Apart from this, toll free number- 1800-227-717 and email id- [email protected] The benefits of the scheme can also be understood through this. Apart from this, you can understand in detail about the scheme (PMVVY) by visiting the link https://eterm.licindia.in/onlinePlansIndex/pmvvymain.do.

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