!PM Suraksha Bima Yojana 2022: The central government has started many schemes to benefit the people of the country. One of these schemes, whose name is Pradhan Mantri Suraksha Bima Yojana, was started by Finance Minister Arun Jaitley in the year 2015. In which Prime Minister Narendra Modi on 8 May 2015 had set a target of life insurance for the citizens of India. He had also said in his speech that all the poor citizens of the country would have it. Insurance Under this Pradhan Mantri Suraksha Bima Yojana, all individuals will have to deposit Rs 12 every year! And after that if the insured person dies due to any reason. So in that case the family members are provided insurance of Rs 2 lakh.
PM Suraksha Bima Yojana 2022
The Central Government has taken out this Pradhan Mantri Suraksha Bima Yojana very well for the poor people. All types of people can apply in this scheme. Who will be the person of BPAML family or the person living below poverty line! He doesn’t have to pay a premium! If you guys also want to insure your family members! So first of all you have to download Suraksha Bima Yojana application form. Read this article carefully till the end to download the application form and get all the information related to the scheme.
Pradhan Mantri Suraksha Bima Yojana told that if the insured person dies after an accident due to any reason! So in that case the policy amount of the deceased person is up to Rs 2 lakh according to the insurance of the family members. Under this Pradhan Mantri Suraksha Bima Yojana, if the hand or eye of an insured person is lost in a car accident. So at that time ₹ 100000 is given to the person taking the policy under the Suraksha Bima Yojana. The facility to apply for this scheme has been made online by the central government. All of you can apply under the scheme even sitting at your home!
What is this insurance scheme ( PM Suraksha Bima Yojana 2022 )
Pradhan Mantri Suraksha Bima Yojana is a type of accident policy. In this, by paying only 12 rupees annually, there is an insurance of up to 2 lakh rupees! If the life insured dies in an accident. Or if he becomes disabled, then his sum insured is available.
How to register for PMSBY
You can register for Pradhan Mantri Suraksha Bima Yojana by visiting your nearest bank. Apart from this, you can also take advantage of this scheme through an insurance agent. To apply under PM Suraksha Bima Yojana, the policyholder must have an active savings bank account. Also it is mandatory to link Aadhar card with bank account. For application, fill the form of Pradhan Mantri Suraksha Bima Yojana (PM Suraksha Bima Yojana) as well as Aadhaar card, passbook of bank account, ! Attach photocopies of age proof and income proof and keep passport size photograph. For detailed information you can visit https://jansuraksha.gov.in/Forms-PMSBY.aspx website.
Policy is renewed every year
The duration of this Pradhan Mantri Suraksha Bima Yojana is one year. For this payment is made every year in the month of May. For this, every mother-in-law deducts the amount in the month of May from the bank account linked to this scheme. You have to renew this plan every year! 2 lakh in case of accidental death or total disablement of the life insured and Rs 1 lakh in case of partial disablement.
Prime Minister’s Suraksha Bima Yojana Termination
Under this Pradhan Mantri Suraksha Bima Yojana, if the age of the insured is more than 70 years! So the benefit of the scheme is not given to the family members. And if the age of the person is less than 70 years! If any kind of incident happens to them, then their family members will be eligible for the scheme. You can get benefits! Under this Pradhan Mantri Suraksha Bima Yojana, if the beneficiary has closed the bank account! So even in that case the Prime Minister’s Suraksha Bima Yojana will end! If there is not enough balance in the account to pay the premium. So the account will be terminated under the Pradhan Mantri Suraksha Bima Yojana.