Get 50 thousand monthly pension after retirement, read


National Pension System NSDL : National Pension Scheme (National Pension Scheme) It is a social security scheme launched by the Central Government with the aim of providing stable income to individuals after retirement. Over the years, PFRDA, the regulatory body for pension funds in India, has been changing several rules to make it attractive to retail investors. It is a hybrid investment plan. That’s why experts say that it can help young earners to accumulate a huge corpus for their retirement by investing small amounts every month.

National Pension System NSDL

National Pension System NSDL

National Pension System which allows you to remain financially independent even in old age. This is a government sponsored scheme which pays more than 10%! This is one of those schemes that promise big returns while taking less risk. Let’s say you or your wife is 35 years old and want to get a monthly pension of Rs 50,000 after reaching the age of 60 years. Everyone wants a stable future after retirement. There are many types of investments available for this purpose National Income System (NPS) is one of them. It can provide you a monthly pension of Rs 50,000 after you reach the age of 60 years.

In such a situation, you will get this National Pension System (National Pension System) I have to deposit Rs 15,000 on monthly basis. You have to keep this money aside till you reach the age of 60! In this way, you will have to deposit Rs 45 lakh in this scheme over a period of 25 years! By the time you reach the age of 60, your maturity amount will be around Rs 2 crore. You will get 50 percent of this, or about Rs 1 crore, in a single amount, the remaining Rs 1 crore will be available as monthly pension.

You have to invest every month in NPS

Suppose you or your spouse is 35 years old! You want that after attaining the age of 60 years, you or your spouse should get a monthly pension of Rs 50,000. In such a situation, you will have to invest Rs 15,000 every month in this scheme! You have to deposit this amount till the age of 60. In this way you will have to deposit 45 lakh rupees in this National Pension System in 25 years!

If the annuity rate at that time is 6%! So you will get a pension of about Rs 50,000 every month. ( Pension ) Will get it! In the event of the death of the plan holder, the remaining amount will be given to his nominee in a lump sum. In view of the Kovid-19 epidemic and the uncertain environment, people can choose such a national pension system. (National Pension System) Showing great interest in

Account can be opened with 1000 rupees

In the National Pension System, you can deposit money every month or yearly according to your capacity or convenience. If you want, you can open an account with 1000 rupees. It will give diminishing returns! If you deposit 5 thousand rupees every month! So on completion of 60 years of wife’s age, you will get a huge amount in the form of pension with good returns every month! If you want, you can also deposit till 65 years!

In this way you will get 45 thousand rupees every month

If now your wife is 30 years old! National Pension System in his name (National Pension System) I deposit 5 thousand rupees every month by opening an account! So by the age of 60, Rs 1 crore 12 lakh will be deposited in his account! After this they will get about 45 lakh rupees! For the rest, he will continue to get 44 thousand 793 rupees every month! Its specialty is that they will continue to get this amount of pension every month for the rest of their lives.

National Pension System

In the National Pension System (Any citizen of India whose age is between 18 to 70 years! After some necessary procedures can participate in this scheme! The responsibility of investing the amount deposited in NPS is given to the Pension Fund Managers registered by PFRDA.

National Pension System (National Pension System) Under Section 80CCD(1B) of the Income Tax Act, you get the benefit of tax exemption on investments up to Rs.50,000. If you have completed the limit up to Rs 1.5 lakh under section 80C! So NPS can help you in additional tax savings too! Withdrawals up to 60 percent of the amount on maturity of this plan are not taxed.

Also learn here: New Aadhar Shila Policy: LIC’s special scheme will make women Aamir, know how

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ITR Filing Last Date: File your income tax return by 31st December, otherwise it will be difficult

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