2.30 lakh will be available in Jan Dhan Yojana, take such benefits

PM Jan Dhan Yojana 2022: The government’s Pradhan Mantri Jan Dhan Yojana has completed 7 years. The general public has liked this scheme of the government a lot. The number of PM Jan Dhan accounts opened under this scheme has tripled in a few years. The Department of Financial Services (DFS) has given this information by tweeting. It is written in the tweet that there has been a three-fold increase in the accounts of PM Jan Dhan Yojana. Let us tell you that the number of accounts has increased from 14.72 crore in March 2015 to 43 crore accounts till now.

PM Jan Dhan Yojana 2022

Pradhan Mantri Jan Dhan Yojana 2022

Pradhan Mantri Jan Dhan Yojana: This world’s biggest financial inclusion initiative has opened the doors of banks to the poor people and given them new power of PM Jan Dhan Account passbook and RuPay card. is of. Under this scheme, after opening an account, everyone is given the facility of cheap insurance, pension and other financial products.

You must have often heard about the Pradhan Mantri Jan Dhan Yojana account. Prime Minister Narendra Modi also keeps mentioning these PM Jan Dhan accounts in his speech. One of their main features is that there are zero balance accounts and people from low income group can also open it. Now know about such a facility of these accounts, under which a benefit of up to 10 thousand rupees is available.

What is the facility of 10 thousand rupees

Even if you have zero balance in PM Jan Dhan accounts, you can take an overdraft facility of Rs 10,000. Overdraft facility means that customers can withdraw limited amount from the bank account even if there is no balance. Earlier, in Pradhan Mantri Jan Dhan Yojana accounts, this facility was only for Rs 5000, but some time ago the government has increased this facility to Rs 10,000.

Get Benefit of 2.30 Lakh : PM Jan Dhan Yojana 2022

Pradhan Mantri Jan Dhan Yojana account holders are given a benefit of Rs 2.30 lakh. Accidental insurance cover is given to Jan Dhan account holders on opening an account in any bank. Accident insurance of Rs 1,00,000 and general insurance of Rs 30,000 is given to PM Jan Dhan account holders. If the account holder dies in an accident then he is given Rs 2 lakh. In this context, the Jan Dhan account holder can get up to Rs 2.30 lakh.

how to open account

Under the Pradhan Mantri Jan Dhan Yojana, more accounts are opened in public sector banks. But, if you want, you can also open your Jan Dhan account in a private bank. If you have any other savings account then you can also convert it to PM Jan Dhan Account. Any citizen residing in India, whose age is 10 years or more, can open a Jan Dhan account.

Who can get the benefit of overdraft facility and how

To take advantage of this 10 thousand overdraft facility under Pradhan Mantri Jan Dhan Yojana, your Jan Dhan account should be more than 6 months old and the withdrawal age should not be more than 65 years. Overdraft facility in PM Jan Dhan Account will also be available on accounts 6 months ago but it will be only up to Rs 2000.

what are jan dhan accounts

In the year 2014, the Modi government at the Center gave permission to open PMJDY accounts on zero balance. Earlier, the government’s goal was to provide account keeping facility to everyone in the country. Over time it aims to provide direct subsidy, scholarship, government pension, PM Kisan Samman Nidhi Yojana, gas subsidy given by the government. These accounts were opened to bring everyone in the country under the ambit of financial inclusion. Over time, PM Jan Dhan accounts became very popular and through them the government brought money to the people. It is very easy to take advantage of Pradhan Mantri Jan Dhan Yojana!

Also read – UP Bhagya Lakshmi Yojana Update 2022: 51 thousand can be easily found in the scheme, know how

NPS Latest Update 2022: Crores of rupees will be deposited on maturity, the amount will come around 50 thousand every month

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